Locations
Certificate of Deposit
Insure your deposit in full and keep your mind at ease knowing your funds are safe as you near your future goals. CD's provide the peace of mind you deserve when it comes to saving for your future.
Ready to open a CD?
Click here to open 6-Month CD online.
Click here about 7-Month CD online to open 7-Month CD online.
Click here 9-Month CD online to open 9-Month CD online.
Click here about 11-Month CD online to open 11-Month CD online.
Click here about 12-Month CD online to open 12-Month CD online.
To open these and all other terms, please visit one of our Banking Center locations.
Rates
Effective as of 11/28/2024
| Account Type | Minimum Daily Balance to earn APY1 | Annual Percentage Yield (APY) 1 | apply now button | |
|---|---|---|---|---|
| 5 Month CD or IRA3 | $1,000.00 | 4.500% | ||
| 6 Month CD or IRA | $1,000.00 | 2.500% | Open Online | |
| 7 Month CD or IRA4 | $1,000.00 | 4.250% | Open Online | |
| 9 Month CD or IRA | $1,000.00 | 2.500% | Open Online | |
| 11 Month CD or IRA5 | $1,000.00 | 4.000% | Open Online | |
| 12 Month CD or IRA | $1,000.00 | 2.500% | Open Online | |
| 14 Month Rewards CD2 | $1,000.00 | 4.000% | Open Online | |
| 18 Month CD or IRA | $1,000.00 | 2.000% | ||
| 24 Month CD or IRA | $1,000.00 | 2.000% | ||
| 30 Month CD or IRA6 | $1,000.00 | 3.250% | ||
| 36 Month CD or IRA | $1,000.00 | 2.000% | ||
| 48 Month CD or IRA | $1,000.00 | 2.000% | ||
| 60 Month CD or IRA | $1,000.00 | 2.000% |
1Annual Percentage Yield (APY) and rate subject to change. Please contact 781.682.3715 for current rate information. A penalty will be imposed for early withdrawal from a certificate account.
2Personal clients only. Must already have or open a Rewards Checking account to open this certificate of deposit. Must meet all requirements of the Rewards Checking account for the prior statement cycle to earn the advertised APY. (The 14-month Rewards CD will revert to a rate of 0.500% APY if the Rewards Checking Account requirements are not met. Account requirements will be waived for the first statement cycle). At maturity, the 14-month Rewards CD will roll into a 14-month Rewards CD. Offer may be withdrawn at any time.
3At maturity, the 5-month CD will roll into a standard 6-month CD.
4At maturity, the 7-month CD will roll into a standard 6-month CD
5At maturity, the 11-month CD will roll into a standard 12-month CD.
6At maturity, the 30-month CD will roll into a standard 24-month CD
2Personal clients only. Must already have or open a Rewards Checking account to open this certificate of deposit. Must meet all requirements of the Rewards Checking account for the prior statement cycle to earn the advertised APY. (The 14-month Rewards CD will revert to a rate of 0.500% APY if the Rewards Checking Account requirements are not met. Account requirements will be waived for the first statement cycle). At maturity, the 14-month Rewards CD will roll into a 14-month Rewards CD. Offer may be withdrawn at any time.
3At maturity, the 5-month CD will roll into a standard 6-month CD.
4At maturity, the 7-month CD will roll into a standard 6-month CD
5At maturity, the 11-month CD will roll into a standard 12-month CD.
6At maturity, the 30-month CD will roll into a standard 24-month CD